Scam Prevention Tips September 12, 2011 at 5:27 PM EST - Updated June 25 at 10:00 AM Tips From Wells Fargo: First and foremost, use common sense. If it sounds too good to be true, it probably is. Never give personal information to a stranger who contacts you, whether by telephone, email, or other means. You are responsible and liable for items you cash or deposit into your account, whether they are a check, money order, transfer, etc. Don't accept payments for more than the amount of the service with the expectation that you send the buyer the difference. Don't accept checks from individuals you've only met online. Don't accept jobs in which you are paid or receive commission for facilitating money transfers through your account. Be wary of offers of mortgage modification, foreclosure rescue, or short sale scams involving money-back guarantees, title transfers, up-front fees, or high pressure sales tactics. No matter how urgent someone claims a deal or job offer is, you should research and confirm its legitimacy.